Your teeth and gums can stay healthy for a lifetime, but it will require more than just brushing and flossing. Your oral health also relies on regular care from a dentist. Dentistry can be expensive, but you don’t have to worry about a large bill because you have dental insurance. Your Aetna dentist in Bowie, Dr. Clarine Green Hightower, can provide the personalized care you need for minimal out-of-pocket costs.
Aetna is a nationwide provider of comprehensive dental plans for families and individuals. Your monthly premiums give you access to reduced rates for the services your teeth and gums need to stay healthy. Every plan differs, but most include:
The American Dental Association recommends a cleaning and checkup every 6 months to keep common oral health issues away, like cavities and gum disease. With your oral and general health closely connected, you’ll keep your mouth and body healthy. You’ll be less likely to need costly dental work later, too. You can save $50 on restorative services for every $1 spent on prevention. Your dental insurance will pay 100% of the expenses for preventive services for a co-payment.
If an issue occurs, don’t worry. Aetna will pay some of the expenses. Your benefits can pay up to 80% of the costs of common restorative treatments after meeting your deductible. You can use your annual allowance for medically necessary services.
Aetna recommends choosing a dentist in their network to enjoy more coverage at the time of services. They have pre-negotiated rates with in-network dentists. You can still use your insurance at an out-of-network dentist. You’ll have to pay the difference between the dentist’s fees and your insurance’s allowable amount.
We work with both in-network and out-of-network patients. We will help you use your coverage before it expires. Your benefits reset at the end of the year. Less than 3% of Americans meet or exceed their limits. You’ll lose anything you don’t use and nothing accumulates. You won’t be reimbursed for your premiums or deductibles.
You’ve paid for your coverage, and we will help you use it to invest in a healthy, beautiful smile.
Don’t worry about managing your dental insurance in Bowie on your own. Your dental team is here to help. They will work on your behalf with Aetna to make the most of your benefits. A member of our office will explain how your coverage is being used and your payment options for any remaining balance.
It’s never too late to commit to your dental health. Request an appointment through our website or call (301) 679-7623.