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Dental Insurance – Bowie, Maryland

Get a Healthy Smile for Reduced Rates

dental insuranceThe secret to a healthy smile relies on more than just your toothbrush and dental floss. Although they are important, your teeth and gums also depend on the care you receive from your dentist in Bowie. If you are like one-third of adults, you may delay scheduling your visits because you do not want to spend unnecessary money or deal with a large bill. You have nothing to worry about because you have dental insurance. Your policy allows you to visit our office regularly for minimal out-of-pocket expense. We will help you keep your teeth and gums healthy to minimize your long-term dental expenses.

How Dental Insurance Works

Every month you pay premiums for your specific policy. This gives you access to the preventive care you need for only a small co-payment. You are also given a yearly allowance after paying your annual deductible to reduce the cost of treatments necessary to reinstate your oral health. Depending on your specific policy, it may include:

  • 100% preventive coverage.
  • 80% minor restorative coverage.
  • 50% major restorative coverage.

Difference Between Medical and Dental Insurance

pictures of smilesYou may believe your dental insurance works similarly to your healthcare plan, but there are clear differences between the two. Medical insurance is there for you after an illness or injury occurs. Dental insurance is designed with prevention in mind to minimize your overall dental expenses. In fact, every $1 you spend on prevention can save you $8 to $50 on restorative and emergency costs.

Your policy also features an annual maximum. At the end of the calendar year, your policy expires. Any unused benefits do not carry over into the new year, and you are not reimbursed for your premiums or deductible if you do not use your coverage. With less than 3% of Americans meeting or exceeding their annual allowance, we will help you make the most of your policy, so your benefits are not wasted.

In-Network VS Out of Network

Dental insuranceYour insurance company gives you the option to choose an in-network or out of network dentist. We work with both patients to help them maximize the value of their policies to reduce out-of-pocket expenses.

In-Network Coverage

It is recommended you visit a dentist who is in-network with your insurance company because they have pre-negotiated rates. Ambiance Dental Spa is pleased to be in-network with many leading carriers, including:

  • Aetna
  • BlueCross BlueShield
  • United Concordia
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • MetLife
  • United Health Care

Out of Network Coverage

We also accept out of network patients. We work on your behalf with the insurance company to file the necessary claims and paperwork for reimbursement, so you have one less thing to worry about.

Schedule an Appointment Today!

We understand dental coverage can be confusing. We do not want anything to stand in your way of a healthy smile. If you have any questions about your policy or want to schedule an appointment, contact our office today. We look forward to helping you achieve a healthy, beautiful smile.

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